would give to have the farm released from their mortgage. I told him $ 300.00. He told me he would take up the matter with the rest of the board.
        Several days after, I received word they would accept my offer. I paid the $300.00. Merlin Simmons and Grace went to the ranch and took care of it.
        A few years later when the Deer Creek Reservoir builders had taken over the property, I paid all indebtedness on the land and had between eight and nine thousand dollars in the clear. That year I owed $1,000 for tithing.
        My motto? It does not pay to become discouraged and give up. Keep on trying.
        It was through trying to keep up with the Joneses (as we often hear the phrase) that we really ran into financial difficulties.
        Moroni, Fred and I had all built homes between the years 1908 and 1917. We had also bought land and cattle. So, we conjointly owed quite a sum of money.
        When I took over Moroni's interest in 1922, I was foolish enough to take over his cattle at prices per head equal to the prices we had paid for them. (Cattle prices had then slumped materially.) I told him the cattle could not then be sold for that money. But I did not want him to lose money and I thought that by holding on to them a short time the prices would come back and I would not have to lose.
        In order to please Brother Fred, I let him have all Moroni's interests in land, except 10 acres over the river. I also let him assume all Moroni's obligations in long time loans while I assumed the short time loans, such as the Knights Bank loan of $10,000, the money we were still owing to Thos. Mortimer for cattle, also a personal loan he had from his Mother-in-law, Mrs. Susie Giles.
        Because I lost a lot of money in the cattle, I bought from Brother Moroni and Fred, I did not blame them in any way. They both had been perfectly kind and good. I don't think that any brothers ever got along together better than we did. I am sure that I always tried to be fair with them and when my children grew up and did quite a lot of work while Fred and Moroni were spending more time in milking cows and taking care of chickens, I was sure that my family were doing more than our share. So when Moroni and Fred offered to sell to me their cattle, I thought it best to dissolve our partnership that way. It was evident our children would not get along as well together as we had done.
        Sometime after I had signed a note with Susie Giles to liberate Moroni from his obligation to her, she called me over the telephone. She said it was a sin the way Fred and I had beat Moroni out of all his property and we should be ashamed of ourselves.
        She placed my note in A.C. Hatch's hands for collection, so I had to borrow money to pay off her note.
        Fred and I had let Moroni have what money we could scare up and then Moroni borrowed more money from father to start him off in the grocery business in Salt Lake City. That business

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